Your home is one of the biggest investments you will ever have, so it's important to keep it safe. When disaster strikes, you not only lose property that you own, but many memories in the process.  Imagine losing pictures, letters, schools projects, or any sentimental items that you own.  It's important to have an insurance agent and agency that cares, one that can help guide you through this difficult time.  Since 1911, Roselius Insurance Agency has been protecting homeowners just like yourself and walking them through those challenge times. 

If you own a condo, you have different insurance needs than the typical homeowner. It can be confusing trying to understand where the condo association's coverage ends, and your responsibility begins.  Although your association dues help pay for upkeep of the common areas, they do not typically cover your personal property within your own unit, or your liability if someone is injured on your property.  This is where condo insurance provides the unique protection you need.

It’s true, disasters don’t differentiate between property that is rented or owned. Whether it’s a tornado barreling down your street or a burglar terrorizing your neighborhood, you're at risk regardless. Your landlord is responsible for insuring the building you live in, but you still have insurance needs.  The purpose of renters insurance is to protect your personal property such as furniture, clothing, electronic equipment, etc.  It also provides coverage for your personal liability if you're responsible for another person being injured while around your home.  Our agents can help find you affordable renters insurance that provides quality coverage.

As an agency in rural Ohio, many of our clients not only own a home, but also own a rental property.  As a landlord your insurance protection not only  needs to cover the house itself, but your income from the investment as well.  Dwelling fire insurance is specifically designed to protect landlord's owned property and to protect them from loss of rental income due to a claim.  Our access to a niche program through the Keystone Insurers Group allows us to write as few as 1 rental property up to as many as you can own.

Umbrella Insurance provides exactly the type of coverage that it sounds like it would. It provides an umbrella for you to stand under. Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. Basically, Umbrella Insurance policies protect you over and above the liability limits of standard insurance policies, such as your homeowner’s insurance, car insurance, etc. This policy literally puts you under its umbrella so that when you exceed the liability coverage limits on an insurance line, you will still be protected.

One of the most unique forms of insurance our agency specializes is Pet Insurance.  Pet Insurance provides financial benefits similar to health insurance to humans.  The average life span of a dog is 11 years, for a cat it's 12 years.  During that time your financial responsibility for caring for your friend can be expensive.  Pet insurance gives you the ability to take the financial uncertainy out of pet ownership.  Getting a quote is extremely easy and more affordable than many expect.


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Roselius Insurance Agency, Inc - 9 S. Main St. - West Alexandria, OH 45381