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Roselius Insurance Agency, Inc - 9 S. Main St. - West Alexandria, OH 45381

937-839-4661

Many states require individuals to purchase vehicle insurance to protect their cars. Car insurance is mandated for good reason- if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company has a fleet of vehicles, the same auto insurance needs still apply.

Even if your employees use company cars for both business and personal use, it would be good to look into purchasing a commercial vehicle policy for your business. If the business is the owner of the vehicle, make sure the name of the business appears on the policy as the “principal insured” rather than your name.

Whether your company needs to purchase a commercial auto insurance policy is dependent on the type of driving its employees do. Our agents will sit down with you and explain your business’s vehicle insurance options. You will be asked about how your employees use their vehicles, which employees drive company cars, and if some employees will be using their own cars for company work and travel.

Do you realize being in an industry where you give patients or clients advice means you need professional insurance? Whether you are a doctor, nurse, or lawyer, you should have this coverage for liability protection. Fortunately, our agents are here to help you with a reliable and affordable solution.

We understand that lawsuits and liabilities are common in your place of work. However, that doesn’t mean you have to expose your business to financial losses. Once you team up with us, our professionals will sit down and take you step by step through the process. We will take the time to get to know your services so we can provide you with the most personalized coverage available.

Wondering what options we have for you? Here are some you can include in your package:

  • Nurse’s Professional Liability

  • Lawyer’s Professional Liability

  • Doctor’s Professional Liability

  • $1,000,000/$2,000,000 Professional Liability Limits Available

We understand the unique risks you face. Let our services ensure you are thoroughly protected. To learn more, call us at 888-477-3029 or fill out the free quote form today!

Commercial property insurance could well be one of the most important coverages you buy when it comes to protecting the future of your business. But to fully enjoy its benefits, you have to understand the parameters of the coverage. How does this differ from other business insurance solutions?

Commercial property insurance is designed to protect:

  • Your building or office 

  • Your inventory

  • Any outdoor signage

  • Landscaping and fencing

  • Additional structures

Roselius Insurance Agency stands ready to help you and your business thrive. To learn more about the details, rates, and exclusions of Commercial Property Insurance, feel free to speak to any of our knowledgeable agents today.

Contact us now.

If something can go wrong on a job site, chances are it will. As a general contractor, you are responsible for everything that transpires on the job site until the project is finished. This means if a crane falls or cherry-picker malfunctions or a tradesman trips you are responsible. Moreover, if the work isn’t up to par – you are responsible for fixing it.

At Roselius Insurance Agency, we offer comprehensive general contractor liability insurance that is designed to make your life easier. Here are some of the many options we have available:

  • General Liability Expanded Coverage ($500,000/$1,000,000 or $1,000,000/$2,000,000 limits can be written)

  • Professional Liability Insurance

  • Commercial Auto Insurance

  • Commercial Umbrella Insurance

You have enough on your plate – why lose sleep over liability coverage? We can customize and adjust each policy to address your specific concerns and project requirements. 

Contact us today – or fill out our online contact form – and begin your general contractors insurance coverage immediately!

We understand that you may have questions about the type of coverage that may be right for you. Our friendly agents will walk you through your insurance shopping, and search the country to find you the best rate. Contact us today or call to learn more about your options- or get a free commercial auto insurance quote right now!

Does your business have enough liability coverage?

Can your business ever have too much?

General liability is one of the most pervasive policies on the market today – and for good reason. It provides coverage for liability issues resulting from personal and advertising injury, including medical expenses.

It addresses accidents stemming from on-site mishaps, as well as any injuries or damages incurred as a result of using goods or services sold on-premises. In addition to the financial limits of the policy, it can be designed to cover supplemental payments for attorney fees, court costs and other expenses associated with a claim or the defense of a liability suit.

Your insurance agent can create a customized policy for you to include different types and amounts of coverage. The following coverage is often included in a general liability line:

Protection of your business’ property from:

  • Fire

  • Theft

  • Vandalism

Claims due to:

  • Bodily injury

  • Property Damage

  • Negligence

You can learn more about general liability for businesses by speaking to one of our knowledgeable agents today…

Contact Roselius Insurance Agency for more general liability information now.

Owning a business is a difficult task. As a business owner, you worry for the future of your company in a time when many businesses are going under. In addition to making sure the company is growing, you must also plan for mistakes or accidents that could potentially devastate your business. The best way to deal with an unsatisfied customer and a potential lawsuit is through umbrella or excess liability insurance.

Umbrella or excess liability insurance will cover your business from catastrophic issues that threaten its security. An excess liability insurance policy acts as an umbrella to your basic liability insurance. This type of coverage kicks in when a claim is made against you that exceeds the amount of your existing liability coverage. Umbrella liability insurance provides a safety net when your other business coverage has been exhausted.

Give your business the coverage it needs with umbrella insurance from Roselius Insurance Agency. Contact us right now for more information or fill out the free, no obligation form to receive a fast quote.

It may be shocking to realize, but not all child care policies are created equal. Indeed, some child care policies fail to address basic general liability concerns. For an establishment predicated on trust and professionalism, a child care needs to trust in the fact that if it opts for insurance coverage, it should be as comprehensive, and reliable, as possible.

At Roselius Insurance Agency, we want to do more than earn your business; we want to earn your trust. Before signing on for any kind of Child Care Insurance, be sure the policy addresses the following concerns:

  • Alienation of Affection Claims

  • Child Abuse and Molestation Claims, which covers up to $10M

  • Contractual Liability

  • Defense Coverage

  • Directors and Officers Liability

  • Accident Insurance for students included at a discount

  • Field Trips or Off Premises Activities

  • Incidental Malpractice

  • Non-owned Auto Liability

  • Transportation Coverage

If you are unsure about the level of coverage you need, our dedicated agents can help you assess your level of risk.

Contact us today.

At Roselius Insurance Agency, we understand the needs and concerns of your parishioners take precedence over your own needs and the needs of your church. While you’re tending to your flock, allow us to help you tend to the mundane matters of insuring your grounds, staff, and any other risk concerns you may have.

Our insurance solutions for churches include coverages for:

  • General Liability

  • Employee Benefits

  • Property

  • Pastoral and Clergy Professional Liability

  • Directors and Officers Professional Liability

  • Sexual Misconduct Liability

  • Day Care Liability

  • Workers Compensation

  • Umbrella

In addition, Mennonite Mutual will provide a free loss control inspection with thermal imaging services to detect a problem before it turns into a crisis. Let peace of mind translate to a more peaceful spirit.

Contact us to learn more today.

Pest control services and businesses are presented with a number of significant risk exposures. Not only are you responsible for eliminating any potential pest infestations, but you are liable for any home or apartment damages caused by your crew, equipment, or the chemicals you use.

At Roselius Insurance Agency we are pleased to provide affordable and customizable Pest Control Insurance that can cover: 

  • Premises & Operations

  • Products

  • Transit Pollution Coverage

  • Wood Destroying Organism Inspection Coverage

  • Pesticide Applicator Coverage, which meets the state of Ohio’s requirements

  • Pollution Liability

  • Errors and Omissions Professional Liability

  • Extended Property Damage Coverage

  • Care, Custody, and Control Coverage

Whether you specialize in indoor fumigation, lawn spraying, termite removal, or general household-pest elimination, you need viable liability insurance now. 

Contact us today!